Financial Literacy

Think about how much information hits you every day. Email, text messages, social media news sites, notifications…never in human history have we had to process as much information as we do now. How do we process it all? Never mind processing. How do we see it all? Or rather, how do we see only what we need to see? RateSeer Technologies offers solutions for financial professionals and DIY Investors as well as North American consumers. We leverage technology to empower people to save time and money. Compare rates, features and lenders for thousands of products on rateseer.com .

Does local banking make sense for you? Community banks and credit unions are often locally controlled and operated, they work within established localities and typically reinvest depositors' money into local businesses, farms, and individuals. In this  Letter to the Editor  posted on MyrtleBeach online , the impact of local banking is explored.

Most mortgage professionals will tell you that when looking for a house, you should begin by speaking with a lender first to secure a mortgage pre-approval. Pre-approval from your bank or credit union is a powerful tool when house hunting, and,it is easier to shop for a property when you know how much you have to spend. A mortgage pre-approval is the process by which it is determined whether a borrower meets a particular lender’s guidelines for a home loan. For a review of the Mortgage Pre-Approval process, check out this  article from The Mortgage Reports .